Dog insurance: is it mandatory?

Having a pet involves duties, to the animal itself by giving respect and care for others and if the animal causes damage to another person. If you own a dog, you are responsible for the act of your pet. Who said liability protection said. Are you protected against damage caused by your dog? What law applies?
The law holds as head keeper of the dog, namely the owner or person from whose custody has been transferred permanently (Article 1385 Civil Code). In case of accident or damage caused by the dog, the victim need not prove guilt, it must simply determine the injury caused by animals. At first your home insurance covers damage and injury caused by your pet with the liability coverage included in most comprehensive home contracts. The insurance will reimburse any damage to property and body which would be third victim. If custody of your pet is left to a professional (kennel, veterinary), there is automatically a transfer of custody, its professional liability insurance plays in this case. However if a guard occasionally (at a friend or neighbor for example the time of a weekend), the very person to whom you entrust your dog should check their insurance may cover this kind of risk. This automatic coverage through homeowners' insurance does not apply to dogs in categories 1 and 2.
The concept of a dangerous dog effect varies according to race. Dogs are considered Class 1 (attack dogs) dogs bred Staffordshire Terrier and American Staffordshire terrier, commonly called "pit bulls", or the Boer bull mastiffs and dogs of breed "Tosa". In category 2, are listed watchdogs and advocacy such as Rottweilers and morphology similar to those without pedigree. Apart from the fact that the owners of such hounds must comply with legal obligations (sterilization, declaration hall, muzzling, certificate of fitness) and as their responsibility is greater in case of accident, they must purchase insurance liability including risk relating to the possession of dangerous dog. All insurance cover will not accept the risk. If you are considering adopting a dog from category 1 or 2, check with your insurance if it extends the warranty of your comprehensive home: if she accepts, your premium will increase by more than a hundred euros. The alternative is to sign a contract with a company specialized SantéVet as market leader for pet insurance. In addition to covering veterinary care for your dog, you have the option of civil liability for a few dollars more per month. These contracts are subject to deductibles.