Can we terminate his contract of life insurance?

In practice, a life insurance contract is terminable at any time, you just have to stop making payments. A bank or insurance company has no recourse to punish you for non-payment, unlike other traditional insurance contracts if you do not respect the rules. To initiate the termination procedure, you must send a letter with return receipt to your insurer to advise them of your decision to terminate the contract and especially to redeem the contract, ie to recover the full up capital. Before you take action, please check the terms of your contract, because depending on the type of contract, dates, and frequency of payments, refunds of amounts paid will be made ​​part and variably.