It has escaped any insured: the auto insurance premium increased in 2010 and continued its momentum in early 2011. After years of decline or stagnation, auto insurance rates were increased on average by 3.2% with variations up to 4%. The first reason is the increasing number of claims with repair costs higher. In parallel, the companies report an increase in injuries that are weighing down the cost of compensation. However, it is possible to influence the impact on your premium by observing behavior at-fault driver.
The Minister of Economy Christine Lagarde was concerned about substantial increases in insurance premiums. Home insurance, auto insurance and health insurance, each area has followed a rising curve detrimental to the household budget. A report of the Directorate General for Competition and Repression of Fraud (DGCCRF) clarified the problem and confirmed the reasons for these increases in premiums. Auto insurance that concerns us today is affected by an increase in claims very sensitive, and costs associated with these injuries and material: the sharp increase in the cost of bodily injury claims has added to rising prices of parts and labor. The impact on the accounts of insurance companies is even more felt that the financial crisis has gone through there and has slowed the ability of societies to absorb these additional costs.
The amount of your auto premium is calculated based on various parameters: your driver profile, vehicle you drive and where you live. Some are more likely to see their premiums increase by stagnant or low risk assessment. One of the few areas where it is an advantage of being a woman, car insurance, insurance estimating the risk statistically reduces a woman conductor. Ladies, enjoy it, because an EU directive will ban soon (late 2012) price discrimination in the insurance industry. Your premium will be potentially adjusted. However young drivers are penalized by their lack of experience, unless you have completed the accompanied driving device which substantially historic fabric of the novice. Insurers take into account this notion and adjust premiums for those who have joined the course of 3 years. The vehicle and the environment are also: big engine or sports car stolen statistically, used car, the presence of a garage, driving in town or countryside, so many parameters that affect the premium. But above all it is your history as a driver who will play: you do not have a fault accident and you are targeting a bonus of 0.50 (the maximum after 13 years of driving), you are a seasoned driver and respects the rules of security, you're likely to see lower your premium.
The Minister of Economy Christine Lagarde was concerned about substantial increases in insurance premiums. Home insurance, auto insurance and health insurance, each area has followed a rising curve detrimental to the household budget. A report of the Directorate General for Competition and Repression of Fraud (DGCCRF) clarified the problem and confirmed the reasons for these increases in premiums. Auto insurance that concerns us today is affected by an increase in claims very sensitive, and costs associated with these injuries and material: the sharp increase in the cost of bodily injury claims has added to rising prices of parts and labor. The impact on the accounts of insurance companies is even more felt that the financial crisis has gone through there and has slowed the ability of societies to absorb these additional costs.
The amount of your auto premium is calculated based on various parameters: your driver profile, vehicle you drive and where you live. Some are more likely to see their premiums increase by stagnant or low risk assessment. One of the few areas where it is an advantage of being a woman, car insurance, insurance estimating the risk statistically reduces a woman conductor. Ladies, enjoy it, because an EU directive will ban soon (late 2012) price discrimination in the insurance industry. Your premium will be potentially adjusted. However young drivers are penalized by their lack of experience, unless you have completed the accompanied driving device which substantially historic fabric of the novice. Insurers take into account this notion and adjust premiums for those who have joined the course of 3 years. The vehicle and the environment are also: big engine or sports car stolen statistically, used car, the presence of a garage, driving in town or countryside, so many parameters that affect the premium. But above all it is your history as a driver who will play: you do not have a fault accident and you are targeting a bonus of 0.50 (the maximum after 13 years of driving), you are a seasoned driver and respects the rules of security, you're likely to see lower your premium.
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